Shop on Myntra with ZestMoney: Buy Now, Pay in EMIs

Shopping on Myntra just got more convenient with the launch of ZestMoney. Whether you’re looking to upgrade your wardrobe, shop for festive wear, or simply indulge in a spontaneous buy, you can now split your Myntra bills into easy monthly instalments (EMIs), without a credit card.

ZestMoney, a leading digital credit provider in India, offers instant credit of up to ₹2 lakhs that you can use directly on Myntra. The ZestMoney EMI option is designed to make online shopping more accessible and stress-free. In this blog, we’ll walk you through how ZestMoney’s EMI works on Myntra, the key benefits, eligibility criteria, and how you can start using it.

What is the ZestMoney Credit Facility on Myntra?

The ZestMoney credit facility on Myntra lets you buy products today and pay later in easy EMIs. You can use this facility to purchase clothes, accessories, footwear, gadgets, and more, without a credit card or upfront payment.

Loan Amount: Up to ₹2,00,000.
Tenure: 6 or 9 months.
Approval: Instant, 100% digital.
Paperwork: None, upload KYC documents in the ZestMoney app.
Repayment: EMI auto-debit from your bank account.

Benefits of Using ZestMoney on Myntra

ZestMoney brings flexibility and financial ease to your Myntra shopping experience. Here’s why it stands out:

No Credit Card Required – Pay in EMIs without owning a credit card.
Instant Credit Approval – Get access to credit within minutes.
Flexible EMI Options – Choose between 6 or 9 months, based on your convenience.
Zero Down Payment – Start shopping without paying anything up front.
100% Digital Process – Apply, shop, and repay online.
Free Pre-closure – Pay off your loan anytime without penalty.

How to Use ZestMoney on Myntra – Step-by-Step Guide

Here’s how to start shopping with ZestMoney EMI on Myntra in simple steps below:

Step 1: Activate Your ZestMoney Credit Facility

If you have not activated the Zest Money credit facility for yourself, then download the ZestMoney app from the Play Store and sign up for your ZestMoney account.
Complete your KYC and get approved for a credit facility of up to ₹2 lakhs, instantly and with zero paperwork.

Step 2: Shop on Myntra

Head over to Myntra, choose your favourite fashion, footwear, and accessories, and add the items to your cart.

Step 3: Choose EMI at Checkout

When you proceed to the payment page, select EMI as your preferred payment method.

Step 4: Select ZestMoney

From the available EMI providers, choose ZestMoney. Use your ZestMoney credentials to continue the transaction securely.

Step 5: Pick Your EMI Plan

Select a flexible EMI tenure, 6 months or 9 months, depending on what suits your budget. Confirm your plan and complete the payment.

Your order is now confirmed. Just sit back and relax while your Myntra shopping gets delivered.

What Can You Buy on Myntra with ZestMoney?

You can use ZestMoney on Myntra to shop across multiple categories:

Women’s fashion – sarees, kurtis, dresses, jeans, tops.
Men’s fashion – shirts, t-shirts, formal wear, ethnic wear.
Footwear – sneakers, heels, sandals, boots.
Accessories – bags, wallets, watches, sunglasses.
Beauty – skincare, makeup, fragrances.
Gadgets – smartwatches, headphones, fitness bands.
Kidswear – clothing and footwear.

Whether you’re shopping for a wedding, festive season, or daily wear, ZestMoney makes it stress-free with EMI on Myntra.

Eligibility & Requirements

To use ZestMoney EMI on Myntra, you need to have an active ZestMoney credit facility. Anyone meeting the basic financial and verification requirements can start shopping easily.

Here’s what you need to qualify:

Employment Type: Salaried or self-employed individuals are eligible.
Minimum Income: A household income of ₹25,000 or more per month.
Active ZestMoney Account: Complete your KYC and get an approved credit facility.

Once your ZestMoney credit facility is active, you can instantly use it to shop on Myntra and pay later in easy EMIs.

Real-Life Scenarios: How ZestMoney Makes Shopping Easier

Here are some real-world examples of how ZestMoney on Myntra helps users:

Festive Shopping: Buy festive or wedding outfits now, pay later in easy EMIs.
Gift Shopping: No need to wait for salary day to buy gifts for loved ones.
Last-Minute Shopping: Get outfits for urgent events or functions without financial stress.
Budget Planning: Manage monthly expenses better with fixed EMIs.

With ZestMoney now available on Myntra, you can enjoy a hassle-free shopping experience, whether you’re making a big or small purchase. Skip the stress, skip the card, just shop and pay later in easy EMIs.

Frequently Asked Questions (FAQs)

Can I use ZestMoney for clothing purchases on Myntra?

Yes, ZestMoney can be used to buy clothes, footwear, accessories, gadgets, and more on Myntra.

What is the minimum purchase amount for EMI on Myntra?

The minimum cart value required to activate EMI is ₹5000.

How do I check my ZestMoney credit facility?

How do I use ZestMoney EMI on Myntra?

To use ZestMoney on Myntra, sign up or log in to your ZestMoney account, complete your KYC, and get your credit facility. Then, visit Myntra, add items to your cart, and choose ZestMoney EMI as your payment option at checkout.

Can I shop on Myntra with EMI without a credit card?

Yes, with ZestMoney, you don’t need a credit card to avail EMI. You can use your approved ZestMoney credit facility and pay in easy instalments, completely card-free.