Mobile on EMI
Looking to buy a mobile on EMI? Buy the latest mobile on EMI without credit card at zero down payment using ZestMoney credit limit.
Have you been eyeing the latest smartphones for a while now? Don’t wait for months when you can easily buy a mobile on EMI near you. Good smartphones can cost you anywhere between Rs.10,000 and Rs.1,00,000, sometimes even more.
Instead of saving hard-earned money for months or compromising on your choice of mobile, you can opt to buy mobile on EMI. Getting mobile phone loans with ZestMoney is easier than ever.
With ZestMoney as your mobile finance option, you can buy the latest models of Samsung, Xiaomi, Motorola, Oppo, Vivo, Realme, Honor, Lenovo and Apple iPhones on EMI without credit card or debit card at zero down payment.
You can pay using ZestMoney EMI at your favorite websites like Amazon, Flipkart, Paytm, Mi, or at your nearest Croma, Sangeetha, and Mi Home store.
Creating a ZestMoney account is super easy and completely online. ZestMoney assigns you a credit limit which you can then use to buy EMI mobile phones and many other things! You can even get a mobile EMI on Aadhar Card with ZestMoney!
So sign-up, activate your credit limit, and get yourself a zero down payment mobile on EMI without credit card online or offline on your preferred EMI phone plan.
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Pay with ZestMoney at these leading merchants
Why should you buy a Mobile on EMI?
There are many advantages of buying a phone on EMI. Below are a advantages of this mobile finance option:
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- Easy on Pocket: Purchasing a phone by paying the full price together can take your monthly budget off-track leaving you with depleted savings for emergencies. Purchasing mobile on debit card EMI or credit card EMI ensures that you have sufficient savings at all points of time. Whether you are looking for the best phones under Rs. 10,000 or higher-end models, you can make your mobile purchase with ease!
- Best Phone gets Affordable: The better the specifications of a smartphone, the higher the price tag attached to it. When you pay on EMI, you do not need to pay the full cost, and hence you can purchase your favorite phone without paying the full cost upfront.
- Extra savings with mobiles on flexible EMIs: With the option of flexible EMIs, buying a mobile phone in instalments becomes much more attractive. At the same time, your bank account earns you interest on the money that you saved from paying upfront.
Best Mobiles in the Market Now
1. Apple iPhone 13 Pro Max (256GB)
Price: Rs.1,39,900* on Amazon
EMI price: Rs.46,633* for 3 months
2. Samsung Galaxy S22 Ultra (512GB)
Price: 1,18,999* on Amazon
EMI price: 13,222* for 9 months
3. Google Pixel 6 5G (128GB)
Price: Rs. 49,950* on Amazon
EMI price:Rs. 5,550* for 9 months
4. OnePlus Nord 2 5G (128GB)
Price: Rs. 34,999* on Amazon
EMI price: Rs. 3,888* for 9 months
5. Redmi Note 11T 5G (128GB)
Price: Rs. 16,999* on Amazon
EMI price:Rs. 1,889* for 9 months
6. Samsung Galaxy M32 (64GB)
Price: Rs. 14,999* on Amazon
EMI price: Rs. 1,666* for 9 months
7. Realme Narzo 50i
Price: Rs. 8,999* on Amazon
EMI price:Rs. 1000* for 9 months
Best Mobiles in the Market Now at a glance:
| S.No | Model Name | Price* | EMI Price* (for 9 months) | |
| 1. | Apple iPhone 13 Pro Max (256GB) |
Rs. 1,39,900 | Rs. 15,544 | |
| 2. | Samsung Galaxy S22 Ultra (512GB) | Rs. 1,18,999 | Rs. 13,222 | |
| 3. | Google Pixel 6 5G (128GB) | Rs. 49,950 | Rs. 5,550 | |
| 4. | OnePlus Nord 2 5G (128GB) | Rs. 34,999 | Rs. 3,888 | |
| 5. | Redmi Note 11T 5G (128GB) | Rs. 16,999 | Rs. 1,889 | |
| 6. | Samsung Galaxy M32 (64GB) | Rs. 14,999 | Rs. 1,666 | |
| 7. | Realme Narzo 50i | Rs. 8,999 | Rs. 1000 |
How to buy a phone with ZestMoney EMI?
Signup for ZestMoney credit limit
Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!
Activate your credit limit
Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit. Get a mobile EMI on Aadhar card by uploading your Aadhar card details as part of your KYC documents.
Decide preferred partner to buy a phone
You can use your ZestMoney credit limit on Amazon, Flipkart, Mi or 1000+ merchant partners to buy a phone.
Choose the best EMI plan
Select ZestMoney EMI as your payment method at your preferred partner, you can choose the EMI plan at your convenience.
Congrats, your EMI is approved
Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.
FAQs on Mobile on EMI
How can I buy a mobile on EMI?
Signup with ZestMoney and submit your details. ZestMoney will provide you with a credit limit that you can use as a mobile phone finance option to buy mobile on EMI on partner stores like Amazon, Flipkart, Mi, Croma, Sangeetha Mobiles, etc.
How to buy a zero down payment mobile phone online?
ZestMoney allows you to buy a smartphone of your choice without any initial down payment. Register with ZestMoney and then use ZestMoney as your payment option at any of our online partners like Flipkart, Amazon, Mi, Paytm etc.
What are the benefits of using ZestMoney for Mobile on EMI?
ZestMoney EMI offers a lot of benefits like Easy EMIs, 0 down payment, and 0 pre-closure fees, and an option to shop at 15000 merchant partners for clothing, travel, furniture, insurance or education. Also, you can create a ZestMoney account within minutes as the complete process is online.
Am I eligible for a mobile EMI on Aadhar card?
An Aadhaar card is mandatory for you to purchase a mobile on EMI. This will help speed up the process of completion. When you create an account on ZestMoney, you will be asked to fill your Aadhaar card details & upload your KYC documents.
How to buy mobile on EMI without credit card?
ZestMoney users do not need a credit card to buy a mobile on EMI. You can pay with ZestMoney EMI at our partner stores and easily buy mobile or other items. Get your ZestMoney account today.
How can I avail the EMI scheme in mobile store?
You can avail ZestMoney EMI at our partner mobile stores like Croma, Sangeetha, and Mi Home. The first step is to signup with ZestMoney and submit your details. You will receive an active credit limit which you can use to buy mobile at your nearest partner stores.
How can I buy a mobile on EMI on Flipkart?
Signup with ZestMoney and activate your credit limit. Go to Flipkart, select your mobile, and during checkout use ZestMoney as your mobile finance payment option.
Also, read how to avail the following:
* Note: The prices mentioned here are indicative and may change based on offers and promotions by individual sellers. Kindly check the final price on the seller page before purchase. You can use ZestMoney for buying your mobile on EMI at our merchant partners like Flipkart, Amazon, Mi, Paytm, Croma etc.